Asset & Equipment Finance

Acquiring the right business assets and equipment is crucial for growth and operational success, but the large upfront costs associated with purchasing essential machinery, commercial vehicles, or technology can put significant pressure on cash flow. At Chadwick Finance, we specialize in providing flexible asset and equipment finance solutions that enable businesses of all sizes to invest in the tools and equipment they need without compromising their financial stability. Whether you’re upgrading existing assets, expanding operations, or replacing outdated equipment, our tailored financing options are designed to support your business goals while maintaining financial flexibility.

Investing in business-critical equipment is often a substantial financial commitment, hence why funding a purchase over a period allows you to keep your operations running smoothly, without needing to deplete your cash reserves or disrupt daily activities. Our approach allows businesses to acquire the latest machinery, commercial vehicles, IT infrastructure, and industrial equipment while maintaining liquidity to support other essential expenses.

At Chadwick Finance, we understand that no two businesses are the same, which is why we work with an extensive network of specialist lenders and alternative finance providers to secure the best possible terms for your financing needs. Whether you need short-term or long-term financing, our team ensures that you have access to the most competitive rates and flexible repayment plans available, making your investment in assets more affordable and manageable.

Our process is designed to be quick and simple, ensuring you get access to the funding you need without delays. We offer a variety of asset finance products that can be tailored to your business requirements, providing you with the tools you need to grow and succeed.

What is Asset Finance?

Asset finance is a funding solution that allows businesses to acquire essential equipment, machinery, or vehicles without large upfront costs. Instead of purchasing assets outright, you can spread the cost over a fixed period, preserving capital for other business priorities.

Our Asset Finance Services

We offer a range of business asset finance solutions tailored to your needs:

• Hire Purchase: Spread the cost of your asset over time with fixed repayments, with ownership transferring to you at the end of the term.

• Finance Lease: Use the asset while making regular payments, with the option to purchase at the end of the lease or upgrade to new equipment.

• Operating Lease: Ideal for businesses looking to use an asset without ownership responsibility, often including maintenance and servicing.

• Chattel Mortgage: Secure a loan against the asset while retaining full ownership from the outset, benefiting from potential tax advantages.

• Rental Agreements: A flexible financing option where businesses can rent assets for a fixed term without committing to ownership, helping manage cash flow while keeping equipment up to date.

Tax Savings and Considerations

Certain asset finance options may offer tax benefits, such as:

• Chattel Mortgage: Potential eligibility for GST claims and depreciation deductions.

• Leases and Rentals: Monthly payments may be considered operating expenses, which could be tax-deductible.

Caveat: Tax benefits depend on individual business circumstances and current tax regulations. We strongly recommend consulting with a qualified tax professional to understand how asset finance may impact your business.

Why Choose Chadwick Finance for Asset Finance?

• Tailored Finance Solutions: We work closely with you to find finance options that align with your business goals.

• Access to Multiple Lenders: We have strong relationships with a network of lenders to offer competitive interest rates and flexible repayment terms.

• Expert Guidance: Our team provides professional asset finance advice to help you choose the right solution for your business.

• Fast Approvals & Easy Process: We streamline the application process to get you the funding you need as quickly as possible.

Get Started Today

If you're looking to invest in new equipment, vehicles, or machinery, Chadwick Finance is here to help. Contact us today to discuss your asset finance needs and secure the best funding solution for your business.